Estimate your weekly take-home pay as a travel PT, OT, or SLP. All inputs use 2026 market data and current GSA per diem rates.
Estimates based on 2026 GSA per diem rates and average market data. Actual pay varies by agency, facility, and individual circumstances. Tax calculations use simplified federal brackets and average state tax rates. Consult a tax professional for personalized advice. Learn more about travel therapy taxes →
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This calculator estimates your weekly take-home pay as a travel therapist by combining your taxable hourly wage with tax-free stipends based on current GSA per diem rates for your assignment location. It factors in your discipline, clinical setting, geographic area, and tax home status to produce a realistic weekly estimate.
Travel therapy pay differs fundamentally from permanent positions because a significant portion comes through non-taxable stipends. A travel PT earning $2,400/week might keep $2,100+ after taxes, while a permanent PT earning the same gross amount would take home only $1,800 or less.
The General Services Administration publishes per diem rates for every county in the United States, updated annually. These rates set the maximum non-taxable stipend amounts the IRS allows. Look up current rates at GSA.gov or on our GSA rates guide.
Having a qualifying tax home is essential for receiving tax-free stipends. Without one, your entire pay package is taxable, which dramatically reduces take-home pay. Learn about tax home requirements →